Terms of Service

Acceptance of Terms

By accessing or using RIdeas AI services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

These terms constitute a legally binding agreement between you and RIdeas AI. Your use of our Web-Platform indicates your acceptance of these terms and our Privacy Policy.

Service Description and Scope

RIdeas AI provides AI-powered risk management analysis for teams, including decision reconstruction, market pattern matching, and compliance reporting. Our Web-Platform operates under strict Not Financial Advice (NFA) policies.

All analysis and insights provided are for informational and risk management purposes only. We do not provide financial, investment, or trading advice. Users are responsible for their own decision-making processes.

User Accounts and Registration

You must create an account to access our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to provide accurate, current, and complete information during registration and to update such information as necessary. False or misleading information may result in account termination.

Acceptable Use Policy

You may use our services only for lawful purposes and in accordance with these terms. You agree not to use our Web-Platform to violate any applicable laws, regulations, or third-party rights.

Prohibited activities include but are not limited to: attempting to gain unauthorized access, interfering with Web-Platform security, uploading malicious content, or using our services for illegal activities.

Subscription Plans and Billing

Our services are provided on a subscription basis with per-seat pricing. Billing occurs monthly or annually as selected during subscription setup. All fees are non-refundable except as required by law.

You authorize us to charge your designated payment method for all applicable fees. Failure to pay may result in service suspension or termination. Price changes will be communicated with 30 days notice.

Data Ownership and Usage Rights

You retain ownership of all data you submit to our Web-Platform. By using our services, you grant us a limited license to process your data for the purpose of providing risk analysis and compliance services.

We may use aggregated, anonymized data to improve our services and develop new features. Individual customer data remains confidential and is not shared with third parties except as outlined in our Privacy Policy.

Intellectual Property Rights

RIdeas AI and all related trademarks, logos, and intellectual property are owned by us or our licensors. You may not use our intellectual property without explicit written permission.

Our Web-Platform, including software, algorithms, and documentation, is protected by copyright, trademark, and other intellectual property laws. Unauthorized use may result in legal action.

Third-Party Integrations

Our Web-Platform integrates with third-party services such as Slack and Jira. Your use of these integrations is subject to the terms and conditions of the respective third-party providers.

We are not responsible for the availability, functionality, or security of third-party services. Integration issues should be reported to us for assistance, but ultimate resolution may depend on third-party providers.

Service Availability and Maintenance

We strive to maintain high service availability but do not guarantee uninterrupted access. Scheduled maintenance will be communicated in advance when possible.

We reserve the right to modify, suspend, or discontinue any aspect of our services with reasonable notice. Critical security updates may be implemented without advance notice.

Limitation of Liability

To the maximum extent permitted by law, RIdeas AI shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability for any claims related to our services shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless RIdeas AI from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of third-party rights.

This indemnification includes reasonable attorney fees and costs. We reserve the right to assume exclusive defense of any matter subject to indemnification.

Termination

Either party may terminate this agreement at any time with written notice. We may immediately terminate or suspend your access for violations of these terms or non-payment of fees.

Upon termination, your right to use our services ceases immediately. Data export options may be available for a limited time following termination, subject to our data retention policies.

Governing Law and Dispute Resolution

These terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in San Francisco, California.

You waive any right to participate in class action lawsuits or class-wide arbitration. Individual arbitration proceedings shall be confidential and conducted according to American Arbitration Association rules.

Compliance and Regulatory Requirements

Our services are designed to meet enterprise compliance standards, including SOC 2 Type II certification. Users are responsible for ensuring their use of our services complies with applicable industry regulations.

We provide audit logs and compliance reporting features, but users remain responsible for their own regulatory compliance and risk management decisions.

Modifications to Terms

We may modify these terms at any time by posting updated terms on our website. Material changes will be communicated via email or Web-Platform notifications at least 30 days before taking effect.

Your continued use of our services after term modifications constitutes acceptance of the updated terms. If you disagree with modifications, you may terminate your account.

Contact Information

For questions about these Terms of Service, please contact us at legal@rideas.ai or +1 415 555 0132. Written notices should be sent to: RIdeas AI, 548 Market St, San Francisco, CA 94104, USA.